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Not all policies are equal - see how the plans measure up.
Not all policies are equal - see how the plans measure up.
See the difference
When it comes to pet insurance, it's important to do your research as the coverage from different providers varies. The range of options, extra add-ons, and exclusions can make it difficult to compare plans.
Enroll TodayThe easy-to-understand Healthy Paws plan covers all new accidents and illnesses without any annual or lifetime caps on payouts.
| Consideration | Healthy Paws | SPOT |
|---|---|---|
| No payout caps on any plans |
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| Alternative care and genetic conditions coverage included in all plans |
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| Reimbursement method based on the vet bill (not on a benefit schedule) |
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| Annual deductible (not per condition) |
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| Consumers Advocate rating (Consumers Advocate.org)* |
4.9 | 4.3 |
Included
Not included or some exclusions
Included
Not included or some exclusions
Customer Reviews
- Depending on plan selection, there are annual payout limits with Spot Pet Insurance - one as low as $2,500, which may not cover a serious illness or accident. With a pet insurance plan from Healthy Paws, there are never limits on payouts per claim, per year, or for the lifetime of the policy.
- While Spot is a newcomer to the pet insurance market (as of 2019), Healthy Paws has more than 10 years of experience and has insured over 550,000 pets and counting. Healthy Paws closed an average of over 116,000 claims per month in 2023.
- Don't just take our word for it - read reviews on third party pet insurance review websites and you'll see that Healthy Paws receives high customer ratings.
Reasons to consider Spot: Spot Pet Insurance covers a few items that Healthy Paws does not, such as exam fees, therapeutic diets and supplements to treat a covered condition, and behavioral treatment. It also offers a wellness plan at an additional cost, but the least expensive one maxes out at $250 a year. It also offers a 10 percent discount for multiple pets.
A highly rated plan with great customer care and coverage that never has caps on claim payouts annually or for the lifetime of the policy.
With an easy-to-understand plan and team of vet techs, pet parents, and compassionate customer care specialists, you can relax knowing that we'll be here to help you get your pet back on their paws.
