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Not all policies are equal - see how the plans measure up.
Not all policies are equal - see how the plans measure up.
See the difference
When it comes to pet insurance, it's important to do your research as the coverage from different providers varies. The range of options, extra add-ons, and exclusions can make it difficult to compare plans.
Enroll TodayThe easy-to-understand Healthy Paws plan covers all new accidents and illnesses without any annual or lifetime caps on payouts.
| Consideration | Healthy Paws | Nationwide |
|---|---|---|
| No payout caps on any plans |
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| Alternative care and genetic conditions coverage included in all plans |
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| Reimbursement method based on the vet bill (not on a benefit schedule) |
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| Annual deductible (not per condition) |
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| Consumers Advocate rating (Consumers Advocate.org)* |
4.9 | 4.3 |
Included
Not included or some exclusions
Included
Not included or some exclusions
Customer Reviews
- While there is no annual limit for Nationwide's most expensive plan, Whole Pet with Wellness, the Major Medical Plan does have annual claim payout limits or per incident payout allowances.
- Their Major Medical Plan relies on a benefit schedule (instead of reimbursing based on the actual vet bill) and reimbursement is capped at a set amount for each condition.
- Hereditary and congenital conditions are covered under Nationwide's most expensive plan, but other plans do not cover many of these conditions. Some hereditary conditions and cruciate ligament injuries are only covered after a 1-year waiting period.
Nationwide is one of the few pet insurance providers that will extend coverage beyond dogs and cats, covering birds and all manner of other pets, so if you are looking to cover a different kind of pet, choose Nationwide.
A plan where you don't have to worry about maxing out your benefits on an annual or lifetime basis and you want to be reimbursed based on what you actually paid the veterinarian.
With an easy-to-understand plan and team of vet techs, pet parents, and compassionate customer care specialists, you can relax knowing that we'll be here to help you get your pet back on their paws.
