» Sign-In
Not all policies are equal - see how the plans measure up.
Not all policies are equal - see how the plans measure up.
See the difference
When it comes to pet insurance, it's important to do your research as the coverage from different providers varies. The range of options, extra add-ons, and exclusions can make it difficult to compare plans.
Enroll TodayThe easy-to-understand Healthy Paws plan covers all new accidents and illnesses without any annual or lifetime caps on payouts.
| Consideration | Healthy Paws | Figo |
|---|---|---|
| No payout caps on any plans |
 |
 |
| Alternative care and genetic conditions coverage included in all plans |
|
|
| Reimbursement method based on the vet bill (not on a benefit schedule) |
|
|
| Annual deductible (not per condition) |
|
|
| Consumers Advocate rating (Consumers Advocate.org)* |
4.9 | 4.0 |
Included
Not included or some exclusions
Included
Not included or some exclusions
Customer Reviews
- Some plans from Figo have annual and lifetime caps on claim payouts. They offer an option for unlimited benefits, but it is not available in all areas. The Healthy Paws plan has no limits on claim payouts per claim, per year, or for the lifetime of the policy, in all 50 states.
- In addition to its 14-day waiting period for illnesses and 1-day waiting period for accidents, Figo has a 6-month waiting period for knees, hip dysplasia and orthopedic conditions.
Please review the sample policy for your specific state to learn about Healthy Paws waiting period information.
For an additional cost, Figo offers some pet parents the option for 100% reimbursement, after the deductible is met. Pet parents looking for a plan with no co-pay may prefer this option.
One easy-to-understand plan that never has caps on claim payouts per claim, per year, or for the lifetime of the policy.
With an easy-to-understand plan and team of vet techs, pet parents, and compassionate customer care specialists, you can relax knowing that we'll be here to help you get your pet back on their paws.
