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Pet Insurance for Puppies and Dogs
The Healthy Paws pet insurance plan covers your pooch from head to paw. The dog health insurance plan pays on your actual veterinary bill and covers new injuries and illnesses, emergencies, genetic conditions and much more.
Customers Rate Us #1 for Pet Health Insurance
We are driven by our love of animals and our commitment to dog's health. We offer one budget-friendly pet insurance plan that covers vet visits for new accidents and illnesses. It makes it easy to help protect you and your pet with a pet insurance plan this easy to understand.
- #1 Customer-rated pet health insurance plan for 7 years*
- Trusted by more than 620,000 pet parents
- Staffed by vet techs and pet parents
- Flexible premium and deductible options
How Pet Insurance for Dogs Works
With a Healthy Paws pet insurance plan insuring your dog, you can visit any U.S. licensed veterinarian including the specialists and emergency animal hospitals that can truly make a difference in your pet's care. The plan even covers alternative care. Please review your state-specific information regarding pet enrollment age and waiting periods for more details.1
Claims As Easy As 1, 2, 3*
- Visit any US licensed veterinarian or emergency clinic
- Take a photo of your veterinarian bill & submit it via our app/website.
- Get money back. Most claims are processed within 2 days.
*When you file your first claim, we will need a copy of your pet's full medical history.
Is Pet Insurance for Your Dog or Puppy Worth It?
Rue was allergic to every type of tree, grass, and pollen, and the constant itching was making her miserable. Her Healthy Paws plan covered testing and treatment, so Rue got the relief she needed with monthly allergy shots. Now, she can romp outside.
Condition: Allergies
Total Vet Cost
$1,400
The Healthy Paws Plan Reimbursed**
$870
Is Pet Insurance for Your Dog or Puppy Worth It?
Rue was allergic to every type of tree, grass and pollen, and the constant itching was making her miserable. Rue got the relief she needed with monthly allergy shots and now she can romp outside. Her Healthy Paws plan covered testing and treatment.
Condition: Allergies
Total Vet Cost
$1,400
The Healthy Paws Plan
Reimbursed**
$870
Common Health Issues Affecting Adult Dogs
Just because they are older does not mean they are wiser. Adult dogs can still get into mischief, and they face more age-related illnesses as they reach their golden years. Dog insurance can help reduce the costs of veterinary care.
Common adult dog health issues include, but are not limited to:
- Foreign body ingestion (eating something they aren’t supposed to)
- Ear infections
- Arthritis
- Cancer
Common Health Issues Affecting Puppies
Puppies are curious and fearless, and their unpredictable nature means anything can happen. Getting pet insurance for your puppy can help ensure that any future accidents or illnesses are covered.
Common puppy health issues include:
- Foreign body ingestion
- Respiratory conditions
- Gastrointestinal problems
- Soft tissue injuries
Pet Insurance for Dogs and Puppies Comparison
| What to Consider | Healthy Paws |
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| Pet Insurance Review rating (PetInsuranceReview.com 2024) |
4.9 | 4.7 | 4.9 | 4.4 | 4.9 | 4.8 | 4.5 | 4.6 | 4.3 | 4.8 | 4.9 | 4.9 | |
| No limits on any plans: no per-incident, annual or lifetime caps on payouts |  |
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| All new accidents and illnesses covered | |
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| No restrictions on hereditary and congenital conditions1 | |
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| Alternative care included | |
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Limited | Limited | |
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| Deductible type | Annual | Annual | Annual | Annual | Annual | Annual | Annual | Annual | Annual | Annual | Annual | Per condition | |
| Compare ASPCA® |
Compare Embrace |
Compare Figo |
Compare Lemonade |
Compare Nationwide |
Compare Pets Best |
Compare Met Life |
Compare Pumpkin |
Compare Spot |
Compare Fetch |
Compare Trupanion |
Included
Not included or some exclusions
Did you know the Healthy Paws plan covers emergency care at no extra cost? Get a free quote.
Pet Health Insurance for Puppies to Senior Dogs
Whether your dog gets into mischief that lands him in the emergency room or develops a disease later in life that takes you both by surprise, your dog's medical care can cost you at any point in their life.
Puppies to five-year-old dogs
- Start protecting your puppy at just 8 weeks old and make sure you can protect them from anything like a pesky bee sting to parvo, a potentially life-threatening disease.
- Enroll your dog before the age of 6, hip dysplasia coverage is included at no extra cost.
Dogs six and older
- As dogs age, hereditary and congenital conditions may affect your dog and these treatments can be expensive (although dogs of all ages are susceptible to these conditions).
- Enroll your faithful friend up until their 14th birthday. As your dog reaches the golden years, rest assured that they're covered for the lifetime of their policy.
There's no age discrimination when it comes to the unexpected.
Join today and our Healthy Paws Pet Insurance team will be there to help protect you and your dog from life's (mis)adventures.
No Maximum Limit on Claim Payouts
Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness, and it's not a pre-existing condition or otherwise excluded under the policy, your pet's veterinary bills will be eligible for coverage.
- 1 easy-to-understand pet insurance policy
- No costly add-ons
- Use any licensed veterinarian
- 1 easy-to-understand pet insurance policy
- No costly add-ons
- Use any licensed veterinarian
Our Commitment to Our Pet Insurance Customers
The Healthy Paws pet insurance plan is easy to understand, it reimburses quickly, and you can count on us to help, especially when it comes to reducing the stress of caring for a sick pet.
Our commitment is to provide you and your dog with the best customer service and a great pet insurance plan. We are grateful to our pet-passionate customers for sharing their love of our care and service by rating Healthy Paws Pet Insurance as #1 at petinsurancequotes.com
Common Questions About Pet Insurance for Dogs
What does dog insurance cover?
Healthy Paws covers the costs of veterinary care to treat new injuries and illnesses, including diagnostic testing, treatment, surgery, and medications. Coverage includes (but is not limited to): cancer, emergency care, genetic and hereditary conditions, breed-specific conditions, and alternative care.
When is the best time to buy dog insurance?
It’s wise to enroll your dog in pet insurance as early as possible before any illnesses develop since pet insurance does not cover pre-existing conditions.
Can I use any veterinarian?
Yes! With Healthy Paws, you can take your dog to any licensed veterinarian in the U.S. or while traveling in Canada, including emergency vets and specialists.
Is routine care covered?
No, routine care is not covered. Although wellness care is an essential part of responsible pet parenting, there is a clear distinction between a wellness plan and pet health insurance. The Healthy Paws plan is meant to help cover unplanned veterinary visits, including diagnostics, treatment, and medication for injuries or illnesses that can quickly become very expensive and aren’t as easy to budget for. Routine healthcare includes vaccinations, flea control, heartworm medication, de-worming, dental care, ear plucking, grooming, and prudent regular care.
Are there any caps on payouts?
With Healthy Paws, there are no limits on claim payouts, per claim, per year, or for the lifetime of your policy, so you can get your dog the care they need without worrying about reaching plan limits.
Get an instant quote now and take the first step to protect your furry best friend.
**Example reimbursement amount based on covered treatments using a 80% reimbursement level and a $250 annual deductible.
1 The Healthy Paws plan includes coverage for hip dysplasia when you enroll your pet before the age of six. Please review your state-specific information regarding pet enrollment age and waiting periods for more details.
2 Maximum enrollment age may vary by state.
The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law. Insureds providing testimonials have not received compensation for their statements.
