Not all policies are equal - see how the plans measure up.
Not all policies are equal - see how the plans measure up.
See the difference
When it comes to pet insurance, it's important to do your research as the coverage from different providers varies. The range of options, extra add-ons, and exclusions can make it difficult to compare plans.
Enroll TodayThe easy-to-understand Healthy Paws plan covers all new accidents and illnesses without any annual or lifetime caps on payouts.
Consideration | Healthy Paws | Fetch |
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No payout caps on any plans |
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Alternative care and genetic conditions coverage included in all plans |
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Reimbursement method based on the vet bill (not on a benefit schedule) |
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Annual deductible (not per condition) |
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Consumers Advocate rating (Consumers Advocate.org)* |
4.9 | 4.4 |
Not included or some exclusions
Customer Reviews
- Healthy Paws' one simple plan has no upper limit on payouts. Fetch's annual claim payout limits range from $5,000 to unlimited, depending on what the customer chooses. There are also choices of deductibles that range from $300 to $700.
- Fetch says claims can take as long as 30 days to process, but most are processed within 5-7 business days from receiving all your documents, whereas Healthy Paws processes most claims within two days.
- Fetch will not cover any claims that are filed more than 90 days from the treatment date. With a Healthy Paws plan, you can file a claim at any time as long as the date of your pet's medical treatment falls within the coverage period of your policy.
Reasons to consider Fetch: Fetch offers an easy enrollment process with no enrollment fee, and they cover sick-visit exam fees. There is no upper age limit to enroll, so Fetch might be a good option for older pets.
A plan where you don't have to worry about maxing out your benefits on an annual or lifetime basis and want to minimize the amount you pay in deductibles.
With an easy-to-understand plan and team of vet techs, pet parents, and compassionate customer care specialists, you can relax knowing that Healthy Paws be here to help you get your pet back on their paws.